@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/inter-latin-400-normal.woff2)format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/inter-latin-500-normal.woff2)format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/inter-latin-600-normal.woff2)format("woff2")}@font-face{font-family:Inter Tight;font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/inter-tight-latin-700-normal.woff2)format("woff2")}@font-face{font-family:Inter Tight;font-style:normal;font-weight:800;font-display:swap;src:url(/fonts/inter-tight-latin-800-normal.woff2)format("woff2")}:root{--ink:#15181d;--ink-2:#4b5159;--ink-3:#5b626e;--paper:#fff;--paper-2:#f5f6f8;--line:#e4e6ea;--dark:#15181d;--dark-2:#2a2f37;--on-dark:#fff;--on-dark-2:#c9cdd3;--on-dark-3:#8a9099;--red:#c4161c;--red-h:#a31217;--red-tint:#fbeaeb;--red-text:#b3121b;--red-on-dark:#f4737a;--font:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;--font-head:"Inter Tight",Inter,system-ui,sans-serif;--r:8px;--r-lg:12px;--max:1180px;--gutter:20px}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{font-family:var(--font);color:var(--ink);background:var(--paper);margin:0;font-size:16px;line-height:1.55}img,svg{max-width:100%;height:auto;display:block}a{color:var(--red-text)}a:hover{color:var(--red-h)}h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.01em;margin:0 0 .5em;font-weight:800;line-height:1.12}h1{font-size:clamp(32px,5vw,50px)}h2{font-size:clamp(26px,3.4vw,34px)}h3{font-size:20px;font-weight:700}p{margin:0 0 1em}.wrap{max-width:var(--max);padding:0 var(--gutter);margin:0 auto}.section{padding:56px 0}@media (width>=900px){.section{padding:72px 0}}.section--grey{background:var(--paper-2)}.section--dark{background:var(--dark);color:var(--on-dark)}.section--dark p,.section--dark li{color:var(--on-dark-2)}.section--dark a{color:#fff}.lead{color:var(--ink-2);font-size:18px}.section--dark .lead{color:var(--on-dark-2)}.muted{color:var(--ink-3);font-size:14px}.btn{cursor:pointer;border:0;border-radius:6px;justify-content:center;align-items:center;gap:8px;min-height:48px;padding:0 22px;font-family:inherit;font-size:16px;font-weight:600;line-height:1.2;text-decoration:none;display:inline-flex}.btn--red{background:var(--red);color:#fff}.btn--red:hover{background:var(--red-h);color:#fff}.btn--ghost{color:#fff;background:0 0;border:1.5px solid #fff9}.btn--ghost:hover{color:#fff;border-color:#fff}.btn--dark{border:1.5px solid var(--ink);color:var(--ink);background:0 0}.btn--dark:hover{background:var(--ink);color:#fff}.btn:focus-visible,a:focus-visible,button:focus-visible{outline-offset:2px;outline:3px solid #2563eb}.grid{gap:20px;display:grid}.grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid--4{grid-template-columns:repeat(4,minmax(0,1fr))}@media (width<=900px){.grid--3,.grid--4{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=600px){.grid--2,.grid--3,.grid--4{grid-template-columns:1fr}}.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);flex-direction:column;gap:8px;padding:22px;display:flex}.card h3{margin:0}.card p{color:var(--ink-2);margin:0;font-size:15px}.card a.more{margin-top:auto;font-weight:600;text-decoration:none}.prose{max-width:760px}.prose h2{margin-top:1.6em}.prose h3{margin-top:1.4em}.prose ul,.prose ol{color:var(--ink-2);padding-left:1.2em}.prose li{margin-bottom:.35em}.prose table{border-collapse:collapse;width:100%;margin:0 0 1em;font-size:15px}.table-wrap{border:1px solid var(--line);border-radius:var(--r-lg);margin:0 0 1em;overflow-x:auto}.table-wrap table{border-collapse:collapse;width:100%;min-width:520px;font-size:15px}th,td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:12px 14px}th{text-transform:uppercase;letter-spacing:.04em;color:var(--ink-2);background:var(--paper-2);font-size:13px}tbody tr:last-child td{border-bottom:0}.src{color:var(--ink-3);margin:-.4em 0 1.2em;font-size:13px}.eyebrow{letter-spacing:.06em;text-transform:uppercase;color:var(--red);margin-bottom:10px;font-size:13px;font-weight:600;display:block}.section--dark .eyebrow{color:var(--on-dark-2)}.check{flex-wrap:wrap;gap:8px 20px;margin:0;padding:0;font-size:14px;list-style:none;display:flex}.check li:before{content:"✓ ";color:var(--red)}.section--dark .check li:before{color:#fff}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.skip{color:var(--ink);z-index:100;background:#fff;border-radius:6px;padding:8px 12px;position:absolute;top:8px;left:-999px}.skip:focus{left:8px}.hdr{background:var(--dark);border-bottom:1px solid var(--dark-2)}.hdr__in{justify-content:space-between;align-items:center;gap:20px;min-height:66px;display:flex}.logo{color:#fff;font-family:var(--font-head);letter-spacing:-.02em;align-items:center;gap:10px;font-size:20px;font-weight:800;text-decoration:none;display:flex}.logo em{color:var(--red-on-dark);font-style:normal}.nav{gap:26px;display:flex}.nav a{color:#fff;font-size:15px;font-weight:500;text-decoration:none}.nav a:hover,.nav a[aria-current]{color:var(--on-dark-2)}.hdr .btn{min-height:40px;padding:0 16px;font-size:14px}.nav-toggle{border:1.5px solid var(--dark-2);color:#fff;min-height:40px;font:inherit;background:0 0;border-radius:6px;padding:0 12px;font-size:14px;display:none}@media (width<=900px){.nav{background:var(--dark);border-bottom:1px solid var(--dark-2);z-index:20;flex-direction:column;gap:0;padding:8px 20px 16px;display:none;position:absolute;top:66px;left:0;right:0}.nav a{border-bottom:1px solid var(--dark-2);padding:12px 0}.nav.open{display:flex}.nav-toggle{align-items:center;display:inline-flex}.hdr{position:relative}.hdr .btn{display:none}}.hero{background:var(--dark);color:#fff;padding:48px 0 0}.hero h1{margin-bottom:14px}.hero .lead{max-width:720px;color:var(--on-dark-2)}.hero .eyebrow{color:var(--on-dark-2)}.tabs{border-bottom:1px solid var(--dark-2);margin-top:24px;display:flex;overflow-x:auto}.tabs button{color:var(--on-dark-2);font:inherit;cursor:pointer;white-space:nowrap;background:0 0;border:0;border-bottom:3px solid #0000;padding:14px 20px;font-size:16px;font-weight:600}.tabs button[aria-selected=true]{color:#fff;border-bottom-color:var(--red)}.panel{padding:36px 0 56px;display:none}.panel[data-active]{display:block}.panel__in{flex-wrap:wrap;align-items:center;gap:40px;display:flex}.panel__txt{flex:440px;min-width:0}.panel__txt ul{color:var(--on-dark-2);margin:0 0 20px;padding-left:18px;line-height:1.7}.panel__img{aspect-ratio:4/3;border-radius:var(--r-lg);color:#a9afb8;text-align:center;background:#1f232a;flex:360px;justify-content:center;align-items:center;min-width:0;padding:16px;font-size:13px;display:flex;overflow:hidden}.panel__img img{object-fit:cover;width:100%;height:100%}.no-js .panel{display:block}.ctabar{background:var(--dark);color:#fff;border-radius:var(--r-lg);flex-wrap:wrap;align-items:center;gap:16px;margin:28px 0;padding:22px 24px;display:flex}.ctabar p{color:var(--on-dark-2);flex:300px;margin:0}.ctabar strong{color:#fff;display:block}.section--dark .ctabar{color:var(--ink);background:#fff}.section--dark .ctabar p{color:var(--ink-2)}.section--dark .ctabar strong{color:var(--ink)}.trust{border-bottom:1px solid var(--line);background:#fff}.trust__in{color:var(--ink-2);flex-wrap:wrap;justify-content:center;gap:12px 32px;padding:16px 0;font-size:14px;font-weight:500;display:flex}.crumbs{color:var(--ink-3);padding:14px 0;font-size:13px}.crumbs ol{flex-wrap:wrap;gap:6px;margin:0;padding:0;list-style:none;display:flex}.crumbs li+li:before{content:"›";margin-right:6px}.crumbs a{color:var(--ink-2);text-decoration:none}.faq details{border-bottom:1px solid var(--line);padding:14px 0}.faq summary{cursor:pointer;justify-content:space-between;align-items:center;gap:12px;font-size:17px;font-weight:600;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--red);flex:none;font-size:22px}.faq details[open] summary:after{content:"–"}.faq p{color:var(--ink-2);margin:10px 0 0}.author{border:1px solid var(--line);border-radius:var(--r-lg);flex-wrap:wrap;align-items:center;gap:16px;padding:18px 22px;display:flex}.author__img{background:var(--line);width:56px;height:56px;color:var(--ink-2);border-radius:50%;flex:none;justify-content:center;align-items:center;font-size:11px;display:flex}.author p{color:var(--ink-2);margin:2px 0 0;font-size:14px}.ftr{background:var(--dark);color:var(--on-dark-2);padding:48px 0 28px}.ftr__cols{grid-template-columns:repeat(5,minmax(0,1fr));gap:24px;display:grid}@media (width<=900px){.ftr__cols{grid-template-columns:repeat(2,minmax(0,1fr))}}.ftr strong{color:#fff;margin-bottom:8px;display:block}.ftr a{color:var(--on-dark-2);padding:3px 0;font-size:14px;text-decoration:none;display:block}.ftr a:hover{color:#fff}.ftr__bottom{border-top:1px solid var(--dark-2);color:var(--on-dark-3);margin-top:32px;padding-top:18px;font-size:13px}.sticky-cta{border-top:1px solid var(--line);z-index:30;background:#fff;padding:10px 16px;display:none;position:fixed;bottom:0;left:0;right:0}@media (width<=900px){.sticky-cta{display:flex}body{padding-bottom:70px}}.sticky-cta .btn{flex:1}.hf{border:1.5px dashed var(--line);border-radius:var(--r-lg);background:var(--paper-2);flex-direction:column;align-items:flex-start;gap:12px;min-height:280px;padding:28px;display:flex}.hf[data-loaded]{background:0 0;border:0;min-height:0;padding:0;display:block}heyflow-wrapper{min-height:600px;display:block}.consent{z-index:50;color:var(--ink);border:1px solid var(--line);border-radius:var(--r-lg);background:#fff;flex-direction:column;gap:12px;max-width:560px;margin:0 auto;padding:18px 20px;display:none;position:fixed;bottom:12px;left:12px;right:12px;box-shadow:0 10px 30px #0000002e}.consent[data-open]{display:flex}.consent p{color:var(--ink-2);margin:0;font-size:14px}.consent__btns{flex-wrap:wrap;gap:10px;display:flex}.consent__btns .btn{flex:160px;min-height:44px;font-size:15px}.consent__btns .btn--dark{background:#fff}@media (width<=900px){.consent{bottom:76px}}.answer{color:var(--ink);border-left:4px solid var(--red);margin:0 0 24px;padding:4px 0 4px 18px;font-size:19px;line-height:1.5}.keyfacts{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-lg);margin:0 0 28px;padding:22px 24px}.keyfacts h2{letter-spacing:.02em;margin:0 0 12px;font-size:17px}.keyfacts ul{gap:10px;margin:0;padding:0;list-style:none;display:grid}.keyfacts li{color:var(--ink-2);padding-left:26px;font-size:15.5px;position:relative}.keyfacts li:before{content:"";background:var(--red);border-radius:50%;width:14px;height:14px;position:absolute;top:6px;left:0}.keyfacts li:after{content:"";border-bottom:2px solid #fff;border-left:2px solid #fff;width:5px;height:3px;position:absolute;top:9px;left:4px;transform:rotate(-45deg)}.keyfacts strong{color:var(--ink)}.toc{margin:0 0 32px;font-size:15px}.toc span{text-transform:uppercase;letter-spacing:.06em;color:var(--ink-3);margin-bottom:8px;font-size:13px;font-weight:600;display:block}.toc ol{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.toc li a{border:1px solid var(--line);color:var(--ink);background:#fff;border-radius:999px;padding:7px 12px;text-decoration:none;display:inline-block}.toc li a:hover{border-color:var(--ink)}.figure{border:1px solid var(--line);border-radius:var(--r-lg);background:#fff;margin:28px 0;padding:18px}.figure svg{width:100%;height:auto;display:block}.figure figcaption{color:var(--ink-3);margin-top:10px;font-size:13px}.steps{counter-reset:s;gap:12px;margin:0 0 1.2em;padding:0;list-style:none;display:grid}.steps li{color:var(--ink-2);padding-left:46px;position:relative}.steps li:before{counter-increment:s;content:counter(s);background:var(--ink);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:32px;height:32px;font-size:14px;font-weight:700;display:flex;position:absolute;top:-2px;left:0}.steps strong{color:var(--ink)}.prose h2[id]{scroll-margin-top:90px}